Privacy Policy

1. Introduction

Welcome to Finance Calculator Pro ("Finance Calculator Pro", "we", "our", or "us"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your information. This Privacy Policy explains our practices regarding data collection and usage when you use our website and financial calculators.

By accessing or using Finance Calculator Pro, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our website.

2. Information We Collect

2.1 Calculator Input Data

Our financial calculators process the information you enter (such as loan amounts, interest rates, income figures, etc.) entirely in your browser. This data is:

• Never sent to our servers
• Never stored in any database
• Never shared with third parties
• Processed locally on your device only
• Not retained after you close or refresh your browser

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain technical information through cookies and similar technologies:

• Usage Data: Pages visited, time spent on pages, links clicked, referring website
• Device Information: Browser type and version, operating system, screen resolution
• Location Data: Approximate geographic location based on IP address (country/city level)
• Analytics Data: Session duration, bounce rate, traffic sources

2.3 Information You Provide

We may collect information you voluntarily provide when you:

• Contact us via email or contact forms
• Subscribe to our newsletter (if applicable)
• Leave comments or feedback
• Report a problem with our website

3. How We Use Your Information

We use the information we collect for the following purposes:

• Provide and Maintain Services: To deliver our calculators and content to you
• Improve User Experience: To understand how visitors use our site and optimize accordingly
• Analytics: To analyze trends, track user behavior, and gather demographic information
• Communication: To respond to your inquiries, comments, or requests
• Legal Compliance: To comply with legal obligations and enforce our Terms of Service
• Security: To detect, prevent, and address technical issues or fraudulent activity

4. Third-Party Services

4.1 Google AdSense

We use Google AdSense to display advertisements on our website. Google uses cookies to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info.

4.2 Google Analytics

We use Google Analytics to track and analyze website traffic. Google Analytics uses cookies to collect information about your use of our website, including your IP address. This information is transmitted to and stored by Google on servers in the United States.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

4.3 Other Third-Party Services

We may use other third-party services for hosting, content delivery, or analytics. These services have their own privacy policies addressing how they use such information.

5. Cookies and Tracking Technologies

5.1 What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us recognize your browser and capture certain information.

5.2 Types of Cookies We Use

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors interact with our website
• Advertising Cookies: Used to deliver relevant advertisements and track ad campaign performance
• Preference Cookies: Remember your settings and preferences

5.3 Managing Cookies

Most web browsers allow you to control cookies through browser settings. You can set your browser to refuse cookies or delete certain cookies. However, blocking or deleting cookies may impact your ability to use some features of our website.

6. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data transmission
• Secure hosting infrastructure
• Regular security audits and updates
• Access controls and authentication measures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

7. Children's Privacy

Our website is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we discover that we have inadvertently collected information from a child under 13, we will delete that information immediately.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at the email address provided below.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Objection: Object to our processing of your personal information
• Portability: Request transfer of your data to another service
• Opt-Out: Opt out of marketing communications or personalized advertising

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

9. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our website, you consent to such transfers.

We take reasonable steps to ensure that your data is treated securely and in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by:

• Posting the new Privacy Policy on this page
• Updating the "Effective Date" at the top of this policy
• Sending you an email notification (if we have your email address)

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

11. Links to Other Websites

Our website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

We strongly advise you to review the privacy policy of every site you visit. This Privacy Policy applies only to Finance Calculator Pro.

12. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know whether personal information is sold or disclosed
• Right to say no to the sale of personal information
• Right to access your personal information
• Right to equal service and price
• Right to request deletion of personal information

Note: We do not sell your personal information to third parties.

13. GDPR Compliance (European Users)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

• Legal basis for processing your data (legitimate interests, consent, or contract)
• Right to access, rectify, erase, or restrict processing of your data
• Right to object to processing or request data portability
• Right to withdraw consent at any time
• Right to lodge a complaint with a supervisory authority

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

We will respond to your inquiry within a reasonable timeframe, typically within 30 days.

15. Disclaimer

The financial calculators provided on Finance Calculator Pro are for informational and educational purposes only. They are not intended to provide financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions.